FEMA extends grace period for flood insurance renewal premiums

Moves from from 30 to 120 days

Posted

WASHINGTON, D.C. — In a noteworthy move for many residents of the East Bay and southeastern Massachusetts, the Federal Emergency Management Agency (FEMA) has extended its deadline for homeowners to file their National Flood Insurance Program (NFIP) paperwork due to the COVID-19 pandemic.

Customers, especially those who may be experiencing financial hardships, will receive a grace period to renew flood insurance policies from 30 to 120 days. This extension applies to NFIP flood insurance policies with an expiration date between February 13-June 15, 2020.

To avoid a lapse in coverage, there is typically a 30-day grace period to renew policies. However, due to the widespread economic disruption arising from this pandemic, FEMA recognizes that flood insurance policyholders may not meet the standard policy renewal deadline.

The extension assists several property owners in the region, for instance the over 260 in East Providence who reside in state and federal designated flood areas.

For more information about renewing flood insurance policies or resolving an underpayment, policyholders can contact their insurance carriers or call the National Flood Insurance Program Call Center at 1-877-336-2627.

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